Protect Against High Taxes
&Generate Tax-Free Income.
Today's top marginal tax rate is 37%
Traditional investments could be a ticking tax bomb
Access your cash prior to 59 1/2 with NO IRS PENALTY
How much should be in your tax-free bucket?
3 Types of Money:
Stocks, Mutual Funds, Bonds, ETF's, REIT's, Managed Accounts
Municipal Bonds, Roth IRA,
Defend Against Volatility
with Protection from Market Downturns
Earnings capped or buffered on the upside as a trade-off for downside protection
Index credits never lower than 0%
Lock your gains in annually
Lock in earnings rate at any time with eligible indices
Increase Purchasing Power & Earnings Potential
with a Bank Match
How it works:
Client pays partial premium payments for 4 years
Bank matches initial policy contributions to insurance company and takes over payments years 5-10
Policy value participates in market growth with downside protection & earns interest credits as market goes up
Policy growth potentially satisfies loan
Client collects tax-free annual income & remaining death benefit is transferred to heirs income tax-free
What This Can Look Like
Ages 30 - 60
Assumed Health Class of Standard or Better
Net-Worth of $1 Million or an annual income of $400,000 (or a combination of both)
How to Apply:
Applying for the PremiumLife™ Match can be done in a few simple steps and can be secured in 90 days or less.
Financial documents will be able to confirm that you meet the net-worth an/or income requirements. But first, check below to see if you may qualify for accelerated medical underwriting to waive the need for a medical exam.
Information provided is general and educational in nature, and is not intended to be, and should not be construed as, legal or tax advice. Benefits and values shown on this page and its affiliated links are not guaranteed. Actual results may be less or more favorable. Full product illustration must be reviewed before any decision is made to fully understand the details, guarantees, and performance assumptions of the policy. Universal Financial Consultants does not provide legal or tax advice. Laws of specific states or laws relevant to a particular situation may affect the applicability, accuracy or completeness of this information. Federal and state laws and regulations are complex and subject to change. Universal Financial Consultants makes no warranties with regard to the information or results obtained by its use. Universal Financial Consultants disclaims any liability arising out of an agent’s use of or reliance on, the information. Copyright ©2022 Universal Financial Consultants. All Rights Reserved.